Terms & Conditions
This document is an electronic record under the Information Technology Act, 2000, and relevant rules. It does not require physical or digital signatures.

This document is published as per Rule 3 (1) of the Information Technology (Intermediaries Guidelines) Rules, 2011, outlining the rules, policies, and Terms of Use for accessing https://healthcoachritika.com (“Website”).

The Website is owned and operated by Ritika Verma, an individual health coach based in India (hereinafter referred to as “I,” “me,” “my,” or “Ritika Verma”).

By using this Website and my services, you agree to abide by these Terms & Conditions and other applicable policies. If you do not agree, please discontinue using the Website.

1. Use of Services
You agree to provide accurate and complete information while booking any consultation or service.
My services are for informational and educational purposes only and do not replace professional medical advice. Always consult a doctor before making health-related decisions.
I do not guarantee specific results, as individual outcomes depend on multiple factors, including consistency, medical history, and adherence to recommendations.

2. No Medical Liability
The information provided on this Website or during consultations is not a substitute for medical treatment, diagnosis, or prescriptions.
I am not responsible for any adverse effects, health complications, or risks arising from the use of my services.

3. Payments & Refunds
All payments for consultations and services are final and non-refundable unless explicitly stated otherwise.
Prices are subject to change without prior notice.

4. Intellectual Property
All content, including text, images, and materials, is owned by Ritika Verma. You may not copy, reproduce, or distribute content without permission.

5. User Conduct
You agree not to misuse this Website or engage in unlawful activities.
I reserve the right to deny service to anyone violating these Terms.

6. Third-Party Links
The Website may contain links to third-party websites. I am not responsible for their content, privacy policies, or practices.

7. Limitation of Liability
I am not liable for any direct, indirect, or incidental damages arising from the use of my services or Website.

8. Governing Law & Dispute Resolution
These Terms shall be governed by Indian laws. Any disputes will be handled under the jurisdiction of the courts in New Delhi, India.

9. Contact Information
For any concerns or questions, contact me at:
Address: 2A, Pocket-K, Sheikh Sarai, Phase-2, New Delhi-110017
Phone: 9871009261
Email: ritikahealthcoach@gmail.com

By continuing to use this Website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.